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Our credit score can astronomically affect our future. Unfortunately, many people do not know that they have bad credit until it is too late, and it can be incredibly difficult to improve your credit score, particularly if you are living paycheck to paycheck. Alicia Gaines, reflecting on her own experience with bad credit and mismanagement of her money, is trying to help people understand their finances and increase financial literacy.
As Alicia began her quest to better her own bank account, she realized that this was a problem that a lot of people suffer from as well. In addition to having bad credit, many people did not know how to fix their finances or even begin to understand what having bad credit implied.
Alicia’s financial education services are available to anyone who wants to learn how to handle their money better. Just like nursing, Alicia’s business is based off of her want to help and take care of people. In addition, it allowed her to gain more free time as she no longer had to work numerous jobs to make ends meet.
Starting the business has allowed Alicia to enjoy more time to herself, but she has still struggled with finding the correct balance between work life and family life. Because of the success of her financial education classes and her work ethic in life, Alicia found herself spending too much time working and spending less time with family and friends.
For anyone who wishes to start their own business, Alicia recommends finding something you are passionate about. For her, it is what makes or breaks a company because if you do not have a passion for something, it is not worth doing.
Alicia says her next steps for her business will focus mostly on expanding her financial literacy services. She is looking forward to continuing to help people in the best way possible as well as looking for a partner who can help her in her pursuit of increasing financial literacy.