The debate over the existence of the Affordable Care Act (ACA), also known as Obamacare, in the middle of COVID-19 is leading the way back to the Supreme Court. The fight is more drastic as President Donald Trump appoints judges who would decide against Obamacare that would affect the Americans’ health-care choices.
President Donald Trump nominated Amy Coney Barrett to fill-in the vacancy on the Supreme Court this weekend, with the death of Justice Ruth Bader Ginsburg.
Importance of ACA
Some insurance companies have the policy of not covering medical expenses inclined to a pre-existing condition such as diabetes, cardiovascular disease, arthritis, asthma, etc. However, some health experts from State consider this pandemic as a pre-existing condition and need to be covered by the health policies of insurance providers.
As the number of COVID-19 cases from the U.S. ballooned up to 7 million and with the death toll of over 200,000, according to data from Johns Hopkins University, the demand for health assistance went up.
But could COVID-19 be considered as a pre-existing condition amid this pandemic?
The answer is yes, according to Sara Collins, the Vice President of health-care coverage at the Commonwealth Fund. Under the law of the Affordable Care Act (ACA), otherwise known as Obamacare, health insurance companies can’t withhold to cover you or charge you more just because you have a pre-existing condition.
Before the pandemic starts, the ACA has strengthened the health care system of Americans, saved millions of lives, and boosted insurance coverage. The law has been life-changing for all people who were uninsured and had pre-existing conditions.
The Affordable Care Act also provides a supplementary layer of assistance to people during a health crisis. The law is also a protection for people who are contracted and more likely to experience complications from COVID-19.
TrumpCare: A Replacement Plan
Trumpcare insurers are allowed to charge older Americans five times as much as younger Americans. In comparison, Obamacare demonstrated insurers to charge older Americans for only three times the cost for younger Americans.
Trumpcare is an appellation for the American Health Care Act (AHCA), written by the Republicans in the House of Representatives. It is an alternate plan for the Affordable Care Act (ACA or Obamacare)
And for the AHCA to become law, the United States Senate would have to vote on the bill and pass it with a majority vote.