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There is nothing in life like being free and able to provide value to the lives of others. This is what entrepreneur and investor Jose Garcia has done with his life–helped fix others’ credit so they can get their dream house or car, and in so doing, improve their lives.
Jose Garcia is a 28 year old, whose father moved to the U.S. from Dominican Republic when he was only 12 years old. His father had to work very hard to afford the opportunity for Jose to go to a good school and college.
Right after college, Jose took a job in corporate America to start paying off his student loans. After the 9 to 5, he would use the remaining hours of the day to study trading, investing, personal finance and credit.
It was important for Jose to protect his credit profile, as this allowed him to invest in passive income streams like his automated Amazon business, which just did over 1.2 million in revenue last year. In fact, Jose values credit so much that it is the main focus of his company.
Jose also offers credit repairs services and business funding services for those who just want a la carte services. All they offer is to help the many people Jose has seen throughout his life struggling after college with their finances and credit.
Just two years ago, Jose started Credit & Wealth Institute because he had gotten tired of seeing the people around him living paycheck to paycheck and not having their finances and credit in order. He knows first hand the effects that these circumstances can have on relationships and everyday life and so he wanted to help.
Starting the business, Jose very quickly noticed a big challenge: marketing. He realized that even if you offer a great service and provide the best results in the world, if no one knows about this, you can’t help anyone. He had to tackle this so that he could reach and help more people.
Another thing Jose advises to those trying to start their own business or brand is to understand that working on your business has a compound effect. Even if you are putting in a ton of hours in the beginning without any pay, all the work will pay off in the future.
In order to do this, not only is the right mindset needed, but also the right perception about challenges and obstacles around you, such as fear. For Jose, fear is false evidence appearing real, and it is based on past experiences.
Jose’s biggest obstacle was overcoming his own debt. This is why he is so determined to help others do the same. Success for him is having freedom and providing value to the lives of others.
By helping people build a strong financial foundation, Jose can help them buy back their freedom so they can pursue their true passions in life, which is what he did with his own life.
Jose’s next projects include creating a few more lower ticket courses in travel hacking (free travel) and a Credit Blueprint course, which will show people how to repair their own credit if they cannot afford his full repair service.
To find out more about Jose or find out how you can fix your own credit, click here.